We offer a comprehensive range of mortgage products from across the market. We offer both first and second charge mortgages*, but not deals that you can only obtain by going direct to a lender.
For those seeking to increase their existing borrowing, alternative finance options a may be available and more appropriate for your needs. For example, a further advance from your existing lender or an unsecured loan (e.g. a personal loan)*. For those seeking a ‘Retirement Interest Only Mortgage’*, a ‘Lifetime Mortgage’* may be available and more appropriate for your needs.
*Advice in these areas is provided via referral to a third party. We do not provide this advice directly and cannot be held responsible for the services, advice, or outcomes provided by the third party.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.
TAX PLANNING ADVICE IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
Remortgaging your property
Remortgaging is the process of switching your existing mortgage to another mortgage lender, usually to lower the amount you're paying on your mortgage.
You are not obliged to stick with your original lender for the full mortgage term, and you can move to another lender at any time to get a lower interest rate - you don't have to be buying a new home. Remortgaging could save you hundreds or even thousands of pounds over the term of the mortgage. It is important to note that early repayment charges may be applied by the existing lender.
We will be pleased to help and advise you further on how to switch and save.
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